Imrf member login. Your increase amount is calculated on your original benefit amount, and will be the lower of: 3%. Imrf member login

 
 Your increase amount is calculated on your original benefit amount, and will be the lower of: 3%Imrf member login 10% in 2023

Upload Document. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. WHEREAS, section 7-198 of the Illinois Pension Code authorizes the Board of Trustees of the Illinois Municipal Retirement Fund to establish rules necessary or desirable for the efficient administration of the Fund; and. The Illinois Municipal Retirement Fund (IMRF) is a member of the National Conference on Public Employee Retirement Systems (NCPERS) Voluntary Life Insurance Plan, issued by the Prudential Insurance Company of America (Prudential). A rollover. Examples of amounts payable under Reversionary Annuity . , to begin the review process. You can also fax your form to 630-706-4289 or mail the form to us. 62% of member payroll) and. Form 6. Forms for Retirees and Annuitants. 6 million pages, and saved IMRF more than $230,000 in printing/mailing costs. Forms for Retirees and Annuitants. Illinois Municipal Retirement Fund. 75% for a surviving spouse pension. To access your account, create a member access account or log in with your existing account. The contents of this Manual and its Board policies may be changed at any time at the sole. On your cost quote, you will see this information: The type of service: Which type you will purchase and the date IMRF received your purchase of service application. 75% for your ECO pension. make any more Voluntary Additional Contributions in that year even if you haven't reached the VAC. Current IMRF Executive Trustee Tom Kuehne was unopposed in seeking a new five-year term of office. 00 x 1/2 = $12. 7 million would reduce its Funding Adjustment rate from 3. 11A. National Retirement Security Month is an annual effort each October to raise public awareness about the importance of saving for retirement. You can also complete a paper "Application for Separation Refund" form and mail or fax it to IMRF at (630) 706-4289. Status: Active. IMRF Employer Access. Select the Tools tab. The contents of this Manual and its Board policies may be changed at any time. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. org IMRF is a retirement fund for municipal employees in Illinois. Create a Password for your account, enter it twice and click Continue. October 6, 2022. 107% of your June 2023 payment. You can submit in-person requests to IMRF’s Oak Brook or Springfield office between the hours of 8:30 AM and 4:30 PM on days IMRF is open for business. Your surviving spouse pension will be increased each January 1st, starting the January following your 60th birthday. You will need Form 1099-R when filling. The formula to calculate a Tier 2 SLEP Plan pension is 2. If you are changing account numbers with your bank but your bank routing number will be the same, you can complete a new direct deposit form or you can call an IMRF Member Services Representative at 1-800-ASK-IMRF (1-800-275-4673), Monday through Friday, 7:30 a. Each June IMRF calculates the percentage of the 13th payment for that year. See you in the training sessions! The IMRF website provides a brief summary of IMRF benefits and the administration of those benefits. If you are considering a divorce, IMRF recommends that you carefully review the information linked below with your personal attorney. This note must include: Your signature. 00. August 25, 2023. Your Accelerated Payment Invoice must be paid within 90 days to avoid accruing interest. Watch the videos above or follow the steps below. IMRF'sEmployer Digestis emailed to all employers with an active Employer Access account on a monthly basis. This e-newsletter includes news and links to best inform employers and help them administer IMRF. Forms for Retirees and Annuitants. Eligible IMRF members have six months to transfer qualifying IMRF service credit to an Article 3 police pension fund. Read the Terms and Conditions and click Accept. The fastest and easiest way to manage your IMRF account is through our secure available 24 hours a day, seven days a week. This e-newsletter includes news and links to best inform employers and help them administer IMRF. 20: Apply for disability benefits: Member Access: Form 5. These figures are estimates and unaudited. IMRF Member Access - Reset Password. In the provisions applicable to IMRF, the bill increases certain benefits for Tier 2 members, including retirement age, FRE, annual increases, and reportable wages. My IMRF; Account. IMRF Investments News. Your Member Access account lets you keepIMRF'sEmployer Digestis emailed to all employers with an active Employer Access account on a monthly basis. If you don’t have a registration key, click "no" and follow the instructions. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. The IMRF website provides a brief summary of IMRF benefits and the administration of those benefits. 107% of your June 2023 payment. Profile. 21. This workshop is for IMRF members under 40. Staff members who assist you with day-to-day IMRF issues and processes such as enrollment, payroll reporting, benefit applications, employer related matters with. Here's how to reach us. The most efficient ways to submit your nomination are through Secure Message in Member Access or attached to an email sent to IMRF at IMRFTrusteeElection@imrf. One-half of the increase in the Consumer Price Index (urban) for the. Ballots will be mailed to Authorized Agents or governing bodies in October, and must be returned by the close of business at 4:30 PM CST, Friday, December 8, 2023. The most efficient ways to submit your nomination are through Secure Message in Member Access or attached to an email sent to IMRF at IMRFTrusteeElection@imrf. Check our social media pages — Facebook, Twitter and Linkedin for. Transactions are securely and instantly transmitted to IMRF. If we have not finished processing your benefit by this date, you will receive your first payment after this date but it will include a retroactive payment back to the date your. Your total pension at retirement cannot exceed 75% of your final rate of earnings. Your surviving spouse pension becomes payable on the first day of the month following the death of the retired member. The Board Investment Committee assists the Board of Trustees with its duty to invest the asseFinancial Highlights. m. In recognition of National Retirement Security Month, IMRF invites you to take our quiz to test your knowledge about the IMRF Voluntary Additional Contributions (VAC) program, a unique and highly effective retirement savings opportunity available to IMRF members only. Monthly amount in 2015. If you do not have an eligible surviving spouse when you retire, you can take your surviving spouse contributions as a lump sum refund or you can convert them. 11A. IMRF ACTIVE MEMBER OVER 40 EDITION VOLUME 33 | NUMBER 3 FALL 2018 Member Access puts your IMRF financials at your fingertips Making sure your personal information and member contributions are current with IMRF is key to keeping your future pension secure. You can also fax your form to 630-706-4289 or mail the form to us. 6% after paying investment-management fees. You can mail your changes to: IMRF. Board of Trustees Policies. If you have any questions, please call an IMRF Representative at our Employer Only Phone at 1-800-728-7971, 8:00 A. You can also call 1-800-ASK-IMRF (1-800-275-4673), email us or fax us at 630-706-4289. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. Forms for Retirees and Annuitants. Information for Employers Considering Participation. November 17, 2023. A video introduction to IMRF's endorsed insurance plans. Call 1-877-610-3706 and follow the automated prompts. Section: Members Subsection: Tier 2 Regular Plan. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Provides employees of local governments and school districts (with the exception of the City of Chicago and Cook County) with a system for the payment of retirement, disability, and death benefits. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. Form 5. The contents of this Manual and its Board policies may be changed at any time at the sole. Create a Password for your account, enter it twice and click Continue. Are after tax, not tax-deferred. Kuehne is the Finance. For more information about the 2021 13th Payment, please refer to the page specific to your benefit plan:IMRF Employers will elect one Executive Trustee who will serve a five-year term which will run from January 1, 2024, through December 31, 2028. S. Scan your completed form and send it to IMRF by attaching it to a secure message using Member Access. At the end of 2021 we had 121 members in 53 countries. Registration Key: IMPORTANT: If you have misplaced your letter containing the Registration Key or. MEMBER LOGIN EMPLOYER LOGIN. Your statement provides your total contributions and service information. The best way to contact us is through Member Access. Set up your Employer Access Login: Re-send a user's registration email: Reset a forgotten password: Reset personal security questions: Add a team member: Remove a team member:. If your adjusted gross income is. 5 billion, from $50. Follow these easy step-by-step instructions on creating a Member Access Account and Viewing your 2021 Benefit Statement. TIER 2 REGULAR PLAN INFORMATION. 107% of your June 2023 payment. IMRF electronically issues General Memorandum to all IMRF employers. This e-newsletter includes news and links to best inform employers and help them administer IMRF. No longer participating in IMRF but left your contributions on file. While IMRF can answer factual questions about your benefits, we cannot give you. In 2023, the 13th Payment will be about 24. Brian Collins, Executive Director, and Mark Nannini, Chief Financial. The fastest and easiest way to manage your IMRF account is through our secure available 24 hours a day, seven days a week. Traditional Medicare supplement that covers Part A & B deductibles and coinsurance amounts for Medicare approved expenses. The fastest and easiest way to manage your IMRF account is through our secure available 24 hours a day, seven days a week. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Because Mary was eligible for other disability compensation, her monthly IMRF disability benefit was reduced to. The amount is always 3% of your original pension amount, not 3% of your current pension payment. m. 201-220. 12. Receive an IMRF disability benefit. Voluntary Additional ContributionIMRF Board Resolution 2020-05-10(a) Defines Separation of Service Requirements for Retirees. This e-newsletter includes news and links to best inform employers and help them administer IMRF. To learn more about yourIMRFIMRF Academic Membership. Get ready to unlock the full potential of IMRF’s new secure Employer Access website. Voluntary Additional Contributions: Are limited to a maximum of 10% of your IMRF reportable earnings. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. Transactions are securely and instantly transmitted to IMRF. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. It is governed by Article 7. Statements on the IMRF website are general, and the. Transactions are securely and instantly transmitted to IMRF. Mary Member is a Tier 1 member who has a salary of $45,000 a year and 15 years of service credit when she becomes disabled at age 55. 48% to 3. When a topic applies to a certain group of. If you are hiring an IMRF retiree, you should base the chart above on your employer's hourly standard, with one exception: if your employer changed its hourly standard from 600 to 1,000 hours, any member who participated under your employer before it changed its hourly standard remains. Nominations for IMRF Executive Trustee Accepted through September 15. IMRF'sEmployer Digestis emailed to all employers with an active Employer Access account on a monthly basis. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. For example, an employer with an $8 million UAAL and an IMRF payroll of $12. Form 5. Be sure to have your EFT and PIN ready; you’ll need. Transactions are securely and instantly transmitted to IMRF. How to Read Your Buyback election confirmation letter. November 17, 2023. IMRF's Voluntary Additional Contributions (VAC) program is just one of many savings options available to you, but it is low-risk and offers higher interest rates than many other retirement savings options. The contents of this Manual and its Board policies may be changed at any time. Forms for Retirees and Annuitants. Need to Create an Account? The secure session will automatically end after 20 minutes of inactivity. If you haven’t received your 1099-R by February 15, 2023, please contact a Member Services Representative at 1-800-ASK-IMRF (275-4673). Board of Trustees Policies. Your statement provides your total contributions and service information. Embrace this opportunity to adapt and grow with us as we transition to a new era of efficient interactions and enhanced experiences. Transactions are securely and instantly transmitted to IMRF. The maximum amount of sick days you can convert to service credit is 240. OAK BROOK, Ill. View Your Payment Information in Member Access. Complete the IMRF Transfer to Article 3 Police Pension Fund form. 25%, and it is compounded annually. June 30, 2023. Voluntary Additional Contributions. IMRF is a retirement fund for municipal employees in Illinois. Each January 1 increase will be calculated on your original benefit amount, and will be the lower of: 3%. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. You can also fax your form to 630-706-4289 or mail the form to us. These events will offer an open and inclusive space where Member States and all other relevant. Visit and click “Register” in the green box at the top right of the screen. org. Death benefits change after retirement; make sure to fill out a new beneficiary form. IMRF divides the first. Join University of Illinois Extension to learn about the health benefits of making and keeping social connections and sharing our life stories as a way to connect with others. Register for a “Your Glass is Half Full” workshop to learn more about your benefits. The IMRF website provides a brief summary of IMRF benefits and the administration of those benefits. If you want to better understand the nature of IMRF and why you are making contributions, this workshop is for you! An IMRF representative will explain how your pension is funded, your benefits as an IMRF member, and the importance of having more than one savings vehicle as you prepare for your. Check your member contributions on deposit and total IMRF service credit as of December 31 of the previous year. New Employer Access Coming this Fall. NA: Form 6. The IMRF website provides a brief summary of IMRF benefits and the administration of those benefits. You can check this information against the W-2 your IMRF. 64IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Transactions are securely and instantly transmitted to IMRF. Logging in to your Member Access account allows you to view your annual Statement of Benefits, 1099-R statement, 13th Payment statement, and EFT statements. The fastest way to do this is online through Member Access. When a topic applies to a certain group of. John. If you roll over the payment to a Roth IRA, a special ruleIMRF Employers will elect one Executive Trustee who will serve a five-year term which will run from January 1, 2024, through December 31, 2028. The examples below are based on the Member retiring at age 60. December 16, 2022. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Age 60 with 10 years of service. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. Nominating petitions are available on the IMRF website on June 30 ofIMRFTo obtain an updated cost quote , call an IMRF Member Services Representative at 1-800-ASK-IMRF (275-4673). The fastest and easiest way to manage your IMRF account is through our secure available 24 hours a day, seven days a week. 2023 Employee and Executive Trustee Elections. to 5:30 p. The main product of IMRF is money payments to members. Each June IMRF calculates the percentage of the 13th payment for that year. When you receive notice from Social Security. Upload, livestream, and create your own videos, all in HD. Click the links below to learn. The IMRF Board of Trustees recently endorsed a new, optional program that allows IMRF to be treated as a single-employer entity with certain LTC insurance providers. org. The fastest and easiest way to manage your IMRF account is through our secure available 24 hours a day, seven days a week. To get a Registration Key, either call 1-800-ASK-IMRF (275-4673) and ask for the Registration Key from your current Member Statement, or choose No on the Register. 3. Transactions are securely and instantly transmitted to IMRF. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. You may also view your benefit statements and create retirement estimates based on different retirement scenarios. Your statement provides your total contributions and service information. increased its actuarial funded status to 98. OPPOSE. The Domestic Equity Benchmark is currently 93% Russell 3000 Index, 7% FTSE Global Core Infrastructure 50/50 Index (Net). These changes are retroactive to January 1, 2011. May 17, 2022. Active members. Check your member contributions on deposit and total IMRF service credit as of December 31 of the previous year. 43% with a $100,000 payment. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. The contents of this Manual and its Board policies may be changed at any time at the sole. For each month and/or year of service credit a member purchases, the member’s retirement age is enhanced accordingly. Forms for Retirees and Annuitants. Completing the QILDRO. Board Resolutions - Member Contributions. At retirement, you can take. 0. Fax: 630-706-4656. The contents of this Manual and its Board policies may be changed at any time at the sole. Employers who are over 120% funded on a market basis may use the overfunding to reduce or satisfy an early retirement incentive liability. The amount will be 24. Follow the on-screen prompts to submit online payments through First Data. It is. You must have completed at least two years of contributing service under IMRF or another retirement system covered by the Illinois Retirement Systems Reciprocal Act following the date of your last refund. Do you want to manage your IMRF pension online? Register for Member Access, a secure and convenient way to view your account details, update your information, and access forms and resources. Pre-Retirement Workshops are intended for members within five years of retirement. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. , and provide us with the new number. IMRF electronically issues General Memorandum to all IMRF employers. Your IMRF retirement benefits will never be reduced because you receive Social Security, and your Social Security benefits should not be reduced by your IMRF pension. grew investment portfolio by $6. For additional information or questions, call IMRF's Employer Contact Center at 1-800-728-7971. To support Member States and other relevant stakeholders in preparing for the Forum, the United Nations Network on Migration (Network) will host the Migration Dialogues series (January – April 2022) on the Migration Network Hub. Newly Elected Officials Must Complete Form if Choosing to Participate in IMRF. Member Access submissions will only be accepted for the account holder. Your Contributions. 62% of member payroll) and. For additional information or questions, call IMRF's Employer Contact Center at 1-800-728-7971. 75% for a surviving spouse pension. With your Employer Access account, you can report wages, enroll and manage. Forms for Retirees and Annuitants. Oak Brook, IL 60523-2337. Since the plan's inception more than 40 years ago, Prudential has paid over $105 million to NCPERS members and their beneficiaries. Get ready to unlock the full potential of IMRF’s new secure Employer Access website. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. The overall NCPERS Plan, of which IMRF is a part, insures more than 87,000. The Board Investment Committee assists the Board of Trustees with its duty to invest the asseMEMBER LOGIN EMPLOYER LOGIN. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. maintained an actuarial funded status of about 98. Board Resolutions - Felony Forfeiture. The IMRF website provides a brief summary of IMRF benefits and the administration of those benefits. Profile. Board of Trustees Policies. If you would like IMRF to review your Calculation Order before you take it to court, you can mail or fax a copy to IMRF’s legal department at 630-706-4656. It is. Tell the Social Security representative: You and IMRF participate in Social Security through an agreement between the State of Illinois and the Social Security Administration under Section 218 of the Social Security Act. IMRF electronically issues General Memorandum to all IMRF employers. This resolution provides rules for the participation of governing body officials and other elected officials. IMRF electronically issues General Memorandum to all IMRF employers. How to Apply for Your Refund. 221-240. The IMRF website provides a brief summary of IMRF benefits and the administration of those benefits. OAK BROOK, Ill. Recent Illinois Pension Law Changes. 25%, and it is compounded annually. Forms for Retirees and Annuitants. OAK BROOK, Ill. The case caption and case number. Authorize IMRF to deduct insurance premiums from your benefit payment to your former employer for health insurance. IMRF electronically issues General Memorandum to all IMRF employers. Forms for Retirees and Annuitants. 3 MONTHS BEFORE YOU PLAN TO RETIRE n Sign up for a Member Access account if you haven’t already. Name or change the beneficiary of your annuitant death benefit. Eligibility and nominating procedures vary based on the type of trustee: Employee Trustees: Any IMRF member who has eight years of IMRF service credit as of December 31 of the election year is eligible to be nominated. Transactions are securely and instantly transmitted to IMRF. Transactions are securely and instantly transmitted to IMRF. IMRF conducted three 2023 Employer Rate webinars on May 9 at 10 AM, May 10 at 1:30 PM and May 11 at 9 AM. 2211 York Road, Suite 500. IMRF website Brian Glover / IMRF Rep for the Metro North Territory. If you want to better understand the nature of IMRF and why you are making contributions, this webinar is for you! An IMRF representative will explain how your pension is funded, your benefits as an IMRF member, and the importance of having more than one savings vehicle as you. Profile. When a topic applies to a certain group of employers, IMRF. Nominations for IMRF Executive Trustee Accepted through September 15. Transactions are securely and instantly transmitted to IMRF. Note: First make sure your address is up to date with IMRF. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. Board of Trustees Policies. When a topic applies to a certain group of employers, IMRF. Be sure to have your EFT and PIN ready; you’ll need. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. View the current schedule here. The contents of this Manual and its Board policies may be changed at any time at the sole. Forms for Retirees and Annuitants. 221-240. This workshop is for IMRF members under 40. IMRF members' and employers' rights and obligations are governed by Article 7 of the Illinois Pension Code. The fastest and easiest way to manage your IMRF account is through our secure available 24 hours a day, seven days a week. Transfer Service from IMRF to Article 3 Police Pension. The fastest and easiest way to manage your IMRF account is through our secure available 24 hours a day, seven days a week. WHEREAS, Section 7-198 of the Illinois Pension Code authorizes the Board of Trustees of the Illinois Municipal Retirement Fund (IMRF) to establish rules necessary or desirable for the efficient administration of the Fund; and. This resolution interprets pension eligibility requirements in both the Illinois Pension Code and. Nominating petitions will be accepted in the IMRF office in Oak Brook between August 1, 2021, and September 15. Kuehne is the Finance. Form 5. For more. After three paper check payments, future payments will be suspended until you enroll in direct deposit, unless you qualify for an exemption. June 2, 2021. Ballots will be mailed to Authorized Agents or governing bodies in October, and must be returned by the close of business at 4:30 PM CST, Friday, December 8, 2023. 0. Board of Trustees Policies. To access your account, create a member access account or log in with your existing account. All June payments to everyone. Eligible IMRF members have six months to transfer qualifying IMRF service credit to an Article 3 police. If you are changing account numbers with your bank but your bank routing number will be the same, you can complete a new direct deposit form or you can call an IMRF Member Services Representative at 1-800-ASK-IMRF (1-800-275-4673), Monday through Friday, 7:30 a. 67% of your total contributions. My IMRF; Account. 00. The maximum amount of sick days you can convert to service credit is 240. The Total Fund Benchmark is a blend of the asset class benchmark returns weighted by the target allocation for each asset class. Protect your loved ones by entering your beneficiary information. IMRF'sEmployer Digestis emailed to all employers with an active Employer Access account on a monthly basis. The contents of this Manual and its Board policies may be changed at any time at the sole. Board of Trustees Policies. Tier 2 Member Wage Cap for 2023. 10: Name or change beneficiaries: Member Access: Form 6. Benefits. The fastest and easiest way to manage your IMRF account is through our secure available 24 hours a day, seven days a week. The fastest and easiest way to manage your IMRF account is through our secure available 24 hours a day, seven days a week. The Board Investment Committee assists the Board of Trustees with its duty to invest the asse Complete and send an IMRF Member Information Change form. If a conflict arises between information in the IMRF website and the law, all decisions are based on the law. IMRF'sEmployer Digestis emailed to all employers with an active Employer Access account on a monthly basis. 2%. Staff members who assist you with day-to-day IMRF issues and processes such as enrollment, payroll reporting, benefit applications, employer related matters with. We strongly recommend that you use your. Profile. Your Contributions. When a topic applies to a certain group of employers, IMRF. IMRF'sEmployer Digestis emailed to all employers with an active Employer Access account on a monthly basis. NA. Transactions are securely and instantly transmitted to IMRF. My Account Member Access. When a topic applies to a certain group of employers, IMRF. This e-newsletter includes news and links to best inform employers and help them administer IMRF. Member Account Access > Secure Sign In. The IMRF web site will be down for maintenance on Sunday, November 6 from 8:30 AM - 12:00 PM. Nominating petitions will be accepted in the IMRF office in Oak Brook between August 1, 2022, and September 15. Authorized Agents may only vote if their Notice of Appointment filed with IMRF indicates. Member Access submissions will only be accepted for the account holder. IMRF's Voluntary Additional Contributions (VAC) is a unique and very effective savings vehicle available to IMRF members only, to. The Illinois Municipal Retirement Fund (IMRF) is a member of the National Conference on Public Employee Retirement Systems (NCPERS) Voluntary Life Insurance Plan, issued by the Prudential Insurance Company of America (Prudential). Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. Board of Trustees Policies. If a conflict arises between information in the IMRF website and the law, all decisions are based on the law. The initiative encouraged Member Access account creation (2,480 new accounts created in April), avoided printing 2. Receive an IMRF disability benefit. The amount will be 24. Finance Director/Treasurer for the Village of Arlington Heights. IMRF'sEmployer Digestis emailed to all employers with an active Employer Access account on a monthly basis. Your death benefits would still include one year's salary, and death benefit options are the same as if you were still working. Statements on the IMRF website are general, and the Illinois state law governing IMRF is complex and specific. Newly Elected Officials Must Complete Form if Choosing to Participate in IMRF. 5% of your salary toward your future IMRF pension: 6. Your FRE is your highest average earnings over a certain period of time. Benefits. In recognition of National Retirement Security Month, IMRF invites you to take our quiz to test your knowledge about the IMRF Voluntary Additional Contributions (VAC) program, a unique and highly effective retirement savings opportunity available to IMRF members only. Your IMRF Member Access Account. Have IMRF review your Calculation Order before you go to court.